Follow our investment journey through regular updates and insights. Each post documents our journey as well as investment decisions, learnings, and portfolio growth.
In-depth analysis and insights from our investment journey
10.8.2025
At the time of writing this our family is living on a quite tight budget. I mean we make enough to support a normal middle class life, but the lifestyle that we have at the moment doesn’t quite match our income. I try to give an idea where the money goes and how we believe (and hope) that things will change in the near future
8.7.2025
We're a regular middle-class Finnish family with two small kids, doing our best to build a future for them through investing — even when there's not much left to save each month. This post opens the curtain a little on who we are, what our finances really look like, and why we’re committed to growing a portfolio for our children.
26.6.2025
Despite the name of the blog I’m not expecting to get a 1M euro portfolio for our kids’ in 18 years. We just don’t have that kind of money to put in and never will. But the name suggest that we are still raising future millionaires, they will just have to do a bit themselves after their 18th birthday. We are just giving them a slight head start and the mindset to finish the job.
23.6.2025
A transparent record of my family’s investing journey — built to document our investing decisions and reflections in our family context, and inspire long-term wealth building for others walking a similar path.
Real-time updates on our investment decisions and portfolio changes
3.10.2025
We sold whole AI & Big Data ETF. We feel the valuations of AI related companies are getting more out of hand and it’s starting to feel more like a bubble. We rather watch from the courtside than be on the field at this point; good entertainment.
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23.9.2025
Sold our position in AlzChem. The original reasoning for purchase turned out to be false and the momentum didn’t continue. This was a short term bet that didn’t work out.
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25.8.2025
Hopped on the AI train with a semi-focused ETF purchase. This ETF has mainly the big American players in the tech field.
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4.8.2025
Our holding in Kempower has shrunk to a size that no longer plays any significant role in the portfolio performance. We don’t want to buy more, thus selling is the right choice.
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24.7.2025
There is a good momentum in AlzChem at the moment and the business has very substantial tainwind from the market. This is a short term position only as we try to benefit from the momentum.
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24.7.2025
We feel that the weight in S&P 500 is still too small, but we will increase it in the future. We try to buy it incrementally in order to reduce timing risk.
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23.7.2025
The valuation of Admicon has risen too much compared to the performance of the business. Thus, we take a pause from Admicon and think next where we want to invest that money into.
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25.6.2025
During the past 4 months we have been able to collect 475 euros of cash in the kids’ piggy banks. This new cash investment in the portfolio represents little over 4 % of the portfolio value.
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